Bangalore (Bengaluru) vs Pune Salary Comparison
Detailed in-hand take-home comparison for FY 2026-27. Understand HRA tax differences, state professional tax slabs, and real purchasing power after rent.
HRA Status (Bangalore (Bengaluru))
Non-Metro (40% Basic)
Standard non-metro deduction
HRA Status (Pune)
Non-Metro (40% Basic)
Standard non-metro deduction
Average 1BHK Rent (Bangalore (Bengaluru))
₹22,000/mo
Cost Index: 100 (vs BLR 100)
Average 1BHK Rent (Pune)
₹17,500/mo
Cost Index: 88 (vs BLR 100)
Take-Home Pay Across CTC Brackets (FY 2026-27)
Calculated under New Tax Regime with standard PF, gratuity, and state professional taxes.
| Annual CTC | Bangalore (Bengaluru) (Monthly In-Hand) | Pune (Monthly In-Hand) | Difference (Annual) | Rent-Adjusted Advantage |
|---|---|---|---|---|
| ₹8 LPA | ₹56,863 | ₹56,863 | Same (₹0) | Pune (+₹4,500/mo savings) |
| ₹12 LPA | ₹85,395 | ₹85,395 | Same (₹0) | Pune (+₹4,500/mo savings) |
| ₹18 LPA | ₹1,18,134 | ₹1,18,134 | Same (₹0) | Pune (+₹4,500/mo savings) |
| ₹25 LPA | ₹1,56,134 | ₹1,56,134 | Same (₹0) | Pune (+₹4,500/mo savings) |
| ₹35 LPA | ₹2,04,451 | ₹2,04,451 | Same (₹0) | Pune (+₹4,500/mo savings) |
Detailed 12 LPA Benchmark Comparison
Comparing a standard ₹12,00,000 package between Bangalore (Bengaluru) and Pune.
Bangalore (Bengaluru)Karnataka
PuneMaharashtra
Living & Working in Bangalore (Bengaluru)
- Silicon Valley of India with the highest concentration of tech headquarters and unicorns.
- Non-metro HRA allowance (40% of basic) despite being a top IT hub.
- Professional tax of ₹200/month (standard Karnataka slab).
- High rental demand near Whitefield, Electronic City, and Outer Ring Road tech parks.
Living & Working in Pune
- Major automotive, IT, and manufacturing center with Hinjawadi and Magarpatta tech parks.
- Non-metro HRA bracket (40% of basic under Old Regime).
- Maharashtra professional tax of ₹200/month (₹300 in February).
- Popular educational and young workforce hub with affordable housing options.
Other Comparisons Involving Bangalore (Bengaluru)
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