Salary Examples (India 2025-26)

Browse complete in-hand salary breakdowns for all CTC packages. See exact monthly take-home after tax, PF, and all deductions.

Quick Search

Looking for a specific salary? Click on any package below to see the detailed breakdown.

Use Custom Calculator

How to Use These Salary Examples

Each salary example page shows you the complete breakdown of that CTC package, including:

  • Monthly and annual in-hand (take-home) salary
  • Complete CTC component breakdown (Basic, HRA, Special Allowance, PF, Gratuity)
  • All deductions (Income Tax, Employee PF, Professional Tax)
  • Tax calculations based on New Tax Regime (FY 2025-26)
  • Practical insights about living on that salary in India

Why These Calculations Matter

Understanding the difference between CTC and in-hand salary is crucial for:

  • Job Offers: Know your actual take-home before accepting
  • Salary Negotiations: Ask for the right CTC to meet your needs
  • Financial Planning: Budget based on real income, not CTC
  • Loan Applications: Banks consider in-hand salary, not CTC
  • Tax Planning: Understand your tax liability in advance

Default Assumptions

These examples use standard assumptions for Indian salaried employees:

  • Basic Salary: 50% of CTC
  • HRA: 50% of Basic (metro city)
  • PF Enabled: Yes (12% contribution)
  • Tax Regime: New Tax Regime (default for FY 2025-26)
  • State: Maharashtra (Professional Tax ₹200/month)

For customized calculations with your specific city, tax regime, and deductions, use our interactive calculator.