1. General Disclaimer

Salary Calculator India provides salary calculation tools and educational content about Indian taxation and salary structures. While we strive for accuracy, the information should NOT be considered as professional financial, tax, or legal advice.

2. No Professional Advice

The calculations and information provided on this website are NOT a substitute for professional advice from qualified professionals. You should always:

• Consult a Chartered Accountant (CA) for accurate tax planning and filing
• Consult a Financial Advisor for investment and financial planning decisions
• Consult your HR department for company-specific salary structure details
• Consult a Tax Lawyer for complex tax matters and disputes

3. Accuracy of Calculations

While our calculator is based on FY 2025-26 tax rules and regulations, actual results may vary due to:

• Individual Circumstances: Your unique tax situation, deductions, and exemptions
• Company Policies: Specific salary structures vary by organization
• State Regulations: Different states have different professional tax rules
• Tax Law Changes: Tax rules may change during the financial year
• Special Cases: Non-standard salary components, bonuses, stock options, etc.
• Calculation Assumptions: We use standard assumptions that may not apply to everyone

4. Tax Filing Disclaimer

Our calculator provides estimates only. For actual tax filing:

• Always refer to official Income Tax Department guidelines
• Use certified tax filing software or consult a CA
• Verify all calculations with official tax tables
• Keep proper documentation of all deductions and exemptions
• File returns before the deadline to avoid penalties

5. Financial Decisions

Do NOT make major financial decisions based solely on our calculator. Our tool is meant for:

• Getting a rough estimate of take-home salary
• Understanding salary components
• Comparing tax regimes at a high level
• Educational purposes

For important decisions like job offers, salary negotiations, loans, or investments, always consult with appropriate professionals.

6. Third-Party Links and Affiliate Relationships

Our website may contain links to third-party websites and affiliate partnerships with financial institutions, credit card companies, investment platforms, and other service providers.

Disclaimer:

• We may receive commissions from affiliate links
• We are not responsible for third-party products or services
• We do not endorse or guarantee third-party offerings
• You should conduct your own due diligence before purchasing
• Read terms and conditions of third-party services carefully

7. No Liability

Under no circumstances shall Salary Calculator India be liable for any:

• Direct or indirect losses arising from use of our calculator
• Incorrect tax calculations or penalties
• Financial decisions based on our estimates
• Errors, omissions, or inaccuracies in content
• Service interruptions or technical issues
• Third-party product or service problems

8. Tax Law Updates

Indian tax laws and salary regulations are subject to change. While we strive to keep our calculator updated:

• Budget announcements may introduce new tax rules
• State-specific regulations may change
• Professional tax rates may be revised
• PF and ESI limits may be updated

Always verify with official government sources or your CA for the most current information.

9. No Data Storage

We do NOT store your salary calculations or personal financial data on our servers. All calculations are performed in real-time and are not saved. However, you are responsible for:

• Securing your downloaded PDF reports
• Not sharing sensitive salary information publicly
• Using secure networks when accessing the calculator

10. External Factors

The following factors may affect your actual in-hand salary and are NOT fully accounted for in our calculator:

• Variable bonuses and performance incentives
• Stock options and ESOPs
• Joining bonuses and retention bonuses
• Reimbursements (travel, mobile, internet)
• Company-specific benefits (insurance, meal coupons)
• Leave encashment
• Arrears and retrospective salary changes

11. Educational Purpose

This website is primarily for educational purposes to help users understand:

• How CTC differs from take-home salary
• Components of salary structure in India
• Basic tax calculations and deductions
• Comparison between Old and New tax regimes

It should be used as a learning tool and starting point for salary discussions, not as definitive financial advice.

12. Contact for Corrections

If you notice any errors, inaccuracies, or have suggestions for improvement, please contact us at support@salarycalculator.inor through our contact form.