Salary & Tax Guides
Practical guides to help you understand Indian salary structures, optimize your taxes, and make informed financial decisions
Updated August 2026 for Financial Year 2026-27
Featured Guides
Complete Guide to Indian Salary Structure
Understanding CTC, Basic, HRA, PF, Gratuity, and all salary components with detailed examples
Read Guide →Tax Planning Guide for Salaried Employees
Old vs New Tax Regime comparison, Section 80C, 80D deductions, and tax-saving strategies for FY 2026-27
Read Guide →HRA Exemption Guide for Salaried Employees
Who can claim HRA, how the formula works, what documents matter, and when old regime is worth comparing
Read Guide →PF and EPF Guide for Salaried Employees
Understand employee PF, employer PF, payslip impact, and why PF changes take-home salary
Read Guide →Salary Negotiation Guide for Indian Professionals
Negotiate using monthly in-hand, fixed pay, and salary structure clarity instead of only chasing CTC
Read Guide →How to Read an Indian Payslip
Understand gross salary, net salary, PF, tax deductions, and the line items that explain your bank credit
Read Guide →How to Use These Guides
Start with the two core guides below, then use the calculators and example pages to test your own numbers.
Compare metro vs non-metro HRA
Understand EPF and gratuity impact
Check job-role salary ranges
Compare real CTC examples
Browse by Topic
Salary Components
- • Basic Salary
- • HRA
- • Special Allowance
- • PF & Gratuity
- • Payslip Line Items
Tax Planning
- • Tax Regimes
- • Section 80C
- • Section 80D
- • HRA Exemption
Career Growth
- • Salary Negotiation
- • Job Switching
- • Career Planning
- • Skills Development
Calculate Your In-Hand Salary
Use our free calculator to estimate how much you'll take home from your CTC
Use CalculatorSalary and Tax Calculators
In-Hand Salary Calculator
Convert CTC to estimated monthly take-home salary.
Reverse Salary Calculator
Find the CTC needed for a target in-hand salary.
Old vs New Tax Regime
Compare estimated take-home under both regimes.
HRA Calculator
Estimate HRA exemption for old-regime planning.
PF Calculator
Calculate employee and employer PF contributions.
Gratuity Calculator
Estimate gratuity from basic salary and service.
Salary Hike Calculator
Calculate raise percentage and new package.
Notice Period & Buyout Calculator
Estimate notice pay shortfall recovery, GST liability, and net reimbursement.
Step-Up SIP Calculator
Calculate wealth growth by linking monthly SIP increases to annual salary hikes.
NPS Calculator
Calculate pension corpus, 60% tax-free lump sum, and 80CCD tax savings.
Home Loan Eligibility & EMI
Calculate max loan eligibility, monthly EMI, and Sec 24(b) & 80C tax savings.