₹

Salary Calculator India

Cost of Living & Take-Home Pay Analysis

Delhi NCR (New Delhi) vs Hyderabad Salary Comparison

Detailed in-hand take-home comparison for FY 2026-27. Understand HRA tax differences, state professional tax slabs, and real purchasing power after rent.

Advertisement

HRA Status (Delhi NCR (New Delhi))

Metro (50% Basic)

Higher tax exemption under Old Regime

HRA Status (Hyderabad)

Non-Metro (40% Basic)

Standard non-metro deduction

Average 1BHK Rent (Delhi NCR (New Delhi))

₹20,000/mo

Cost Index: 105 (vs BLR 100)

Average 1BHK Rent (Hyderabad)

₹18,000/mo

Cost Index: 85 (vs BLR 100)

Take-Home Pay Across CTC Brackets (FY 2026-27)

Calculated under New Tax Regime with standard PF, gratuity, and state professional taxes.

Custom calculation on Homepage →
Annual CTCDelhi NCR (New Delhi) (Monthly In-Hand)Hyderabad (Monthly In-Hand)Difference (Annual)Rent-Adjusted Advantage
₹8 LPA₹57,063₹56,863+₹2,400 in Delhi NCR (New Delhi)Hyderabad (+₹1,800/mo savings)
₹12 LPA₹85,595₹85,395+₹2,400 in Delhi NCR (New Delhi)Hyderabad (+₹1,800/mo savings)
₹18 LPA₹1,18,334₹1,18,134+₹2,400 in Delhi NCR (New Delhi)Hyderabad (+₹1,800/mo savings)
₹25 LPA₹1,56,334₹1,56,134+₹2,400 in Delhi NCR (New Delhi)Hyderabad (+₹1,800/mo savings)
₹35 LPA₹2,04,651₹2,04,451+₹2,400 in Delhi NCR (New Delhi)Hyderabad (+₹1,800/mo savings)

Detailed 12 LPA Benchmark Comparison

Comparing a standard ₹12,00,000 package between Delhi NCR (New Delhi) and Hyderabad.

Delhi NCR (New Delhi)Delhi

Annual CTC₹12,00,000
Basic Salary (50%)₹6,00,000
HRA Allowance₹3,00,000
Employee PF (12%)-₹72,000
Professional Tax (Annual)-₹0
Income Tax (New Regime)₹0
Monthly In-Hand₹85,595
Average 1BHK Rent~₹20,000
Net After Rent₹65,595

HyderabadTelangana

Annual CTC₹12,00,000
Basic Salary (50%)₹6,00,000
HRA Allowance₹2,40,000
Employee PF (12%)-₹72,000
Professional Tax (Annual)-₹2,400
Income Tax (New Regime)₹0
Monthly In-Hand₹85,395
Average 1BHK Rent~₹18,000
Net After Rent₹67,395
Old Tax Regime HRA Impact: Delhi NCR (New Delhi) is classified as a Metro city under Section 10(13A), granting an HRA exemption of up to 50% of Basic salary. In contrast, Hyderabad receives up to 40% of Basic salary. If you opt for the Old Tax Regime and pay substantial rent, working in Delhi NCR (New Delhi) can provide up to ₹60,000 more in annual tax-exempt deductions.

Living & Working in Delhi NCR (New Delhi)

  • National capital region offering abundant public sector, consulting, and corporate headquarters.
  • Metro HRA status (50% of basic under Old Regime).
  • Zero Professional Tax (Delhi does not levy state professional tax on salaried workers).
  • Proximity to corporate hubs in Connaught Place, South Delhi, and Aerocity.

Living & Working in Hyderabad

  • Leading tech and pharma ecosystem with HITEC City, Gachibowli, and Financial District.
  • Non-metro HRA bracket (40% of basic under Old Regime).
  • Professional tax capped at ₹200/month.
  • Substantially lower cost of living and affordable rentals compared to Bangalore and Mumbai.

Other Comparisons Involving Delhi NCR (New Delhi)

Delhi NCR (New Delhi) vs Bangalore (Bengaluru) →Delhi NCR (New Delhi) vs Mumbai →Delhi NCR (New Delhi) vs Chennai →Delhi NCR (New Delhi) vs Pune →Delhi NCR (New Delhi) vs Kolkata →Delhi NCR (New Delhi) vs Noida (Greater Noida) →

Calculate Your Exact Take-Home Pay

Use our interactive in-hand salary calculator with your specific CTC, bonuses, PF settings, and city to view accurate monthly take-home payslips.

Open Salary Calculator