Cost of Living & Take-Home Pay Analysis

Noida (Greater Noida) vs Bangalore (Bengaluru) Salary Comparison

Detailed in-hand take-home comparison for FY 2026-27. Understand HRA tax differences, state professional tax slabs, and real purchasing power after rent.

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HRA Status (Noida (Greater Noida))

Non-Metro (40% Basic)

Standard non-metro deduction

HRA Status (Bangalore (Bengaluru))

Non-Metro (40% Basic)

Standard non-metro deduction

Average 1BHK Rent (Noida (Greater Noida))

₹16,000/mo

Cost Index: 82 (vs BLR 100)

Average 1BHK Rent (Bangalore (Bengaluru))

₹22,000/mo

Cost Index: 100 (vs BLR 100)

Take-Home Pay Across CTC Brackets (FY 2026-27)

Calculated under New Tax Regime with standard PF, gratuity, and state professional taxes.

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Annual CTCNoida (Greater Noida) (Monthly In-Hand)Bangalore (Bengaluru) (Monthly In-Hand)Difference (Annual)Rent-Adjusted Advantage
8 LPA₹56,863₹56,863Same (₹0)Noida (Greater Noida) (+₹6,000/mo savings)
12 LPA₹85,395₹85,395Same (₹0)Noida (Greater Noida) (+₹6,000/mo savings)
18 LPA₹1,18,134₹1,18,134Same (₹0)Noida (Greater Noida) (+₹6,000/mo savings)
25 LPA₹1,56,134₹1,56,134Same (₹0)Noida (Greater Noida) (+₹6,000/mo savings)
35 LPA₹2,04,451₹2,04,451Same (₹0)Noida (Greater Noida) (+₹6,000/mo savings)

Detailed 12 LPA Benchmark Comparison

Comparing a standard ₹12,00,000 package between Noida (Greater Noida) and Bangalore (Bengaluru).

Noida (Greater Noida)Uttar Pradesh

Annual CTC₹12,00,000
Basic Salary (50%)₹6,00,000
HRA Allowance₹2,40,000
Employee PF (12%)-₹72,000
Professional Tax (Annual)-₹2,400
Income Tax (New Regime)₹0
Monthly In-Hand₹85,395
Average 1BHK Rent~₹16,000
Net After Rent₹69,395

Bangalore (Bengaluru)Karnataka

Annual CTC₹12,00,000
Basic Salary (50%)₹6,00,000
HRA Allowance₹2,40,000
Employee PF (12%)-₹72,000
Professional Tax (Annual)-₹2,400
Income Tax (New Regime)₹0
Monthly In-Hand₹85,395
Average 1BHK Rent~₹22,000
Net After Rent₹63,395

Living & Working in Noida (Greater Noida)

  • Prominent NCR IT, electronics, and media manufacturing hub with expressway tech parks.
  • Non-metro HRA classification (40% of basic under Old Regime).
  • Professional tax capped at ₹200/month.
  • Planned infrastructure, metro connectivity to Delhi, and cost-effective apartments.

Living & Working in Bangalore (Bengaluru)

  • Silicon Valley of India with the highest concentration of tech headquarters and unicorns.
  • Non-metro HRA allowance (40% of basic) despite being a top IT hub.
  • Professional tax of ₹200/month (standard Karnataka slab).
  • High rental demand near Whitefield, Electronic City, and Outer Ring Road tech parks.

Other Comparisons Involving Noida (Greater Noida)

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