CRED (Dreamplug Technologies) In-Hand Salary
CTC Package to Take-Home Salary Calculator & Guide for FY 2026-27
About Compensation at CRED (Dreamplug Technologies)
CRED is a high-growth fintech in Bengaluru known for top-of-market cash compensation and 100% ESOP coverage for all full-time employees.
Standard Salary Bands & In-Hand Estimates
Based on New Tax Regime (default for FY 2026-27), with standard city allowances (metro) and PF settings.
| Designation | Annual CTC | Est. Monthly In-Hand | Breakdown |
|---|---|---|---|
Backend / Frontend Engineer (SDE-1) Entry engineer. Monthly take-home: ~₹1,35,000–₹1,45,000. | ₹22,00,000 | ₹1,59,960per month | Full Report |
Senior Software Engineer (SDE-2) Mid developer. Monthly take-home: ~₹2,30,000–₹2,50,000. | ₹40,00,000 | ₹2,64,445per month | Full Report |
Staff Engineer (SDE-3) Senior architect. Monthly take-home: ~₹3,50,000–₹3,80,000. | ₹65,00,000 | ₹3,94,769per month | Full Report |
CTC Component Analysis
All-cash competitive fixed pay with no artificial allowance reductions, supplemented by substantial ESOP grants.
Popular Salary Components
Fixed Cash
High base salary disbursed monthly.
Accelerated ESOPs
Vesting dynamically over 4 years.
Salary Calculation Policy
- ✓Variable Pay Deduction: We deduct the standard variable pay component from the fixed take-home calculations.
- ✓Gratuity: Gratuity is counted as an annual retirement accrual and excluded from monthly in-hand cash.
- ✓New Tax Regime: Calculations defaults to standard new regime rates.
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In-Hand Salary Calculator
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Reverse Salary Calculator
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Old vs New Tax Regime
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HRA Calculator
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PF Calculator
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Gratuity Calculator
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Salary Hike Calculator
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Notice Period & Buyout Calculator
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Step-Up SIP Calculator
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NPS Calculator
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Home Loan Eligibility & EMI
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