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Salary Calculator India

PAY

Paytm (One97 Communications) In-Hand Salary

CTC Package to Take-Home Salary Calculator & Guide for FY 2026-27

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About Compensation at Paytm (One97 Communications)

Paytm is a digital financial services pioneer in Noida and Bengaluru, operating payments, lending, and wealth management.

Standard Salary Bands & In-Hand Estimates

Based on New Tax Regime (default for FY 2026-27), with standard city allowances (metro) and PF settings.

DesignationAnnual CTCEst. Monthly In-HandBreakdown

Software Engineer (Fresher)

Entry engineer. Monthly take-home: ~₹60,000–₹64,000.

₹9,00,000₹69,577per monthFull Report

Senior Software Engineer (2-4 yrs)

Mid developer. Monthly take-home: ~₹1,15,000–₹1,22,000.

₹18,00,000₹1,31,494per monthFull Report

Technical Lead (5-8 yrs)

Tech lead. Monthly take-home: ~₹1,80,000–₹1,95,000.

₹30,00,000₹2,03,596per monthFull Report

CTC Component Analysis

Offers a standard tech CTC with monthly basic, HRA, statutory allowances, and variable performance bonus.

Popular Salary Components

Basic Salary

50% of CTC for tax computation.

Annual Incentive

Performance linked bonus (~10%).

Salary Calculation Policy

  • ✓Variable Pay Deduction: We deduct the standard variable pay component from the fixed take-home calculations.
  • ✓Gratuity: Gratuity is counted as an annual retirement accrual and excluded from monthly in-hand cash.
  • ✓New Tax Regime: Calculations defaults to standard new regime rates.

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In-Hand Salary Calculator

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Reverse Salary Calculator

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Old vs New Tax Regime

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HRA Calculator

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PF Calculator

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Gratuity Calculator

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Salary Hike Calculator

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Notice Period & Buyout Calculator

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Step-Up SIP Calculator

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NPS Calculator

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Home Loan Eligibility & EMI

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